Imagine wanting to buy a candy but not having enough money. So you promise to do chores to pay for it later. This is a simple form of 'credit'. This idea, which has been around for centuries, led to the invention of credit cards in the 1950s. The first credit card company was Diners Club, and their card was made of cardboard! Over time, the technology evolved. The cardboard was replaced by plastic with embossed numbers, then came magnetic stripes, and now we have chips and contactless payments. Today, credit cards are a vital part of our economy, transforming the way we shop and conduct business. But remember, with great power comes great responsibility. Using a credit card means you're borrowing money that you promise to pay back, and how you handle that can have a big impact on your personal finances.